WHILE MANY SHOPPERS ARE LOOKING FORWARD TO BLACK FRIDAY IN PERSON.. MANY SHOPPERS ARE GETTING A HEAD START ON-LINE. EXPERTS ARE NOW SAYING ONLINE SHOPPERS ARE SLOWLY PUTTING TRADITIONAL SHOPPING MALLS OUT OF BUSINESS. IT’S WHAT THEY CALL THE “AMAZON EFFECT”. THESE DAYS ON-LINE RETAILERS, LIKE AMAZON… ARE BRINGING AN END TO SHOPPING LINES AT THE REGISTER. THE SITES USE INCENTIVES LIKE FREE SHIPPING AND BIGGER DEALS TO DRAW CUSTOMERS. THE NATIONAL RETAIL FEDERATION IS EXPECTING NEARLY 60 PERCENT OF CONSUMERS WILL FILL THEIR HOLIDAY BASKETS ONLINE THIS SEASON. “i didn’t want to wait in line and… Kinda didn’t want to be out in the cold.” EXPERTS PREDICT THAT MORE THAN 25 PERCENT OF MALLS IN THE U-S WILL CLOSE OVER THE NEXT FIVE YEARS… SIMPLY BECAUSE AMERICANS PREFER TO SHOP ON-LINE. COMING UP…ONE LAST LOOK AT YOUR